AmTrust First Bank

Personal Banking

Here to make your life easier.

Enterprise Business Banking Services Since 1912

PERSONAL BANKING

Bank with confidence.

Whether spending or saving, you need FDIC insured, best-in-class products and services that keep up with your busy way of life. That’s banking with confidence. That’s People First.

The Tools You Need

AmTrust First Bank’s comprehensive suite of personal banking products cater to your financial needs and busy lifestyle. All deposit accounts are extremely secure and backed by federal insurance (FDIC) up to $250,000 per person, per ownership category.

Checking
Whether you are seeking a no- or low-fee checking account, interest bearing checking accounts, or an account that helps you make a fresh start, Our bank offers a variety of checking accounts each with different requirements to suit your needs and lifestyle.
A savings account is the perfect place to keep money that you want to have readily available, such as an emergency fund or vacation budget, while earning a little interest along the way.
 
Our Bank charges a fee for each “convenient” transfers or withdrawals after the first six. That would include those made by check, debit card, automatic transfer or phone. There is no fee or limitation on in-person or ATM transactions.
 
Looking for a higher rate of return on your money and don’t need it anytime soon? You might want to consider a Money Market account or Certificate of Deposit (CD).
A Certificate of Deposit (CD) may be the perfect solution if you have a larger sum of money that you don’t need to access for six months to a year. CDs earn more interest that typical savings accounts, making them attractive if you don’t need the money in the near future.
 

If you have a high-deductible health insurance plan, a Bank Health Savings Account (HSA) may be the perfect option to help you save for both planned and emergency medical expenses.

A HSA account comes with many benefits and features.

personal banking

Are you interest-ing?

Looking to earn more on your checking account? Look no further than SMART, one of the region’s most interesting options. With rates that consistently outpace the national average, you can sit back and let your money do the work.

*The following requirements will need to be met in each calendar month in order to receive 5.25% APY on balances up to $30,000 . Additionally, 20 debit card transactions of $5 or more, a $1,000 minimum aggregate ACH/Direct Deposit requirement, and eStatements are necessary. Balances in excess of $30,000 receive .25% APY. If requirements are not met, a $4.99 monthly fee will be assessed, and the account will earn .05% APY. APY is Annual Percentage Yield and is subject to change without notice. APY is accurate as of September 1, 2023. Fees may reduce the earnings on the account. P2P transactions do not count toward the minimum monthly transactions. The account is for consumers only. A minimum deposit of $100 is required to open the account.